She had a conversation with her son about talking to strangers and not giving them information, which Lakeville Police Department Lieutenant Bill Gerl said is all she can do for the time being because there's nothing illegal about someone possessing the information. It's only illegal for the person to use the credit card or the information on her license.
Elijah Imani, a 12-year-old gamer, wanted access to advanced levels and characters, so he connected with someone on the marketplace app Offerup who offered his account in exchange for Imani giving him a $50 PlayStation card. After Imani sent him the code for the card, the user blocked him, according to WLUK.
I got vbucks with me moms credit card
Imani then corresponded with a different Offerup user, who had a five-star rating, and sent the code to another $50 PlayStation card. However, the user once again took the code without ever sending the correct account information.
If your kid often plays games on their smartphone or tablet, they may use your credit card to rack up in-app game purchases without your knowledge or approval. This can result in an unexpected and often hefty bill, as was the case when several parents filed lawsuits against Apple, Amazon and Google in 2014 after their children charged hundreds and thousands of dollars to their cards.
"However, some credit card companies define 'unauthorized charges' as charges made after your card has been lost or stolen, meaning that if your kids make purchases on your card without your knowledge, you are still liable for the charges."
Below, we explain a few instances of kids charging excessive amounts of in-app game purchases to their parent's credit card without consent. Plus, we reveal how to get a refund for those charges and what you can do to protect your credit card from your kids.
If you receive a surprise bill for your child's unauthorized credit card purchases, you're not alone. It would be far from the first instance of kids making expensive purchases on their smartphones or tablets without their parents' authorization.
"Credit card payments are protected by the Fair Credit Billing Act (FCBA), which allows you to dispute billing errors, which can include unauthorized charges, and temporarily withhold payment while the creditor investigates," Adler says.
If contacting the merchant or your card issuer doesn't work, you can file a complaint with the FTC online or by calling 1-877-FTC-HELP. "This allows the FTC to investigate and take action if necessary," Adler says.
You could encourage your child to earn these gift cards with co-operative play. If they stick with your screen time boundaries they earn points towards a gift card or pre loaded credit card for e.g Or using their own money from part time jobs or pocket money only.
Refunds: Bounty Bucks can be refunded upon graduation or withdrawal from school. A Bounty Bucks Refund Request form must be completed in order to receive a refund of Bounty Bucks. Please visit our office to pick up a form or call our office and we will mail a form to you. Once the form is received and processed in our office, a check will be mailed to the cardholder within a couple of weeks. 2ff7e9595c
Comments